Global - E-Commerce - Smartcards - E-Cash (Archived)


Most of the development of electronic purses has been done by three companies - Visa, Mastercard/Mondex and Proton. The two major operating systems used are MULTOS and Open Platform, although there are moves to develop a common technology. This report describes the development of e-cash, the major players and the operating systems used. It also gives an analysis by Paul on where the technology is going.

Table of Contents

  • 1. Synopsis
  • 2. Digital cash systems
    • 2.1 Not e-cash but credit cards
  • 3. E-cash developments
    • 3.1 Common electronic purse specifications (CEPS)
    • 3.2 Standard for online ‘wallet’ (ECML)
    • 3.3 Trials since 1996
    • 3.4 Danmont
  • 4. Mastercard Mondex
    • 4.1 Overview of the system
    • 4.2 MULTOS
      • 4.2.1 MAOSCO
      • 4.2.2 NatWest trial in 1996
      • 4.2.3 Kawasaki City trial 2000/2001
      • 4.2.4 Europay/MasterCard trial with HSBC
      • 4.2.5 Korean medical smartcard
      • 4.2.6 Norwegian gaming card
    • 4.3 Mondex International
  • 5. Proton World
    • 5.1 Multi purpose smartcard
    • 5.2 Global coverage
    • 5.3 Alliances
      • 5.3.1 ERG Stored Value Card
  • 6. Visa Cash
    • 6.1 Overview of the system
    • 6.2 GlobalPlatform
  • 7. Electronic cash inching ahead
  • 8. From e-cash to multi-aps (Analysis)
  • Exhibit 1 – Micropayment software

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Number of pages 9

Status Archived

Last updated 13 Feb 2004
Update History

Analyst: Kylie Wansink

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