Archived report. This report was archived in 2004 and has not been updated. Traditional billing and pill payment required quantities of paper and considerable postage costs, not to mention time delays and the requisite filing. Electric bill presentation and payment allows most of these nuisances to be avoided. This presents major cost savings for the vendors, and a large reduction in human error. This report describes the process of EBPP, its development and recent statistics. It also briefly describes lending and financial dealings by electronic means.